Surest Loans · NMLS #2640412 · CA DFPI Licensed · Equal Housing Lender
(213) 867-4223 Mon–Fri 8am–6pm PT
Call (213) 867-4223
California Home Loans · NMLS #2640412

Your home loan,
done right
from day one.

Get pre-qualified in 60 seconds. No credit pull required. A licensed California loan officer will reach out within the hour.

  • No credit pull — your score is safe
  • Wholesale rates — no retail markup
  • Pre-approval in as little as 24 hours
  • Conventional, FHA, VA, jumbo & Non-QM programs
NMLS #2640412
CA DFPI Licensed
Respond within 1 hour
256-bit secure

Get Pre-Qualified Today

Takes 60 seconds · No credit pull · No obligation

Step 1 of 3 — Loan type 33%
What are you looking for?
Select your loan purpose to get started.

No credit pull. Your information is secure.

A little more about you
Helps us match you to the right loan program.
Almost there — how do we reach you?
A licensed loan officer will contact you within 1 hour during business hours.
We'll use this to reach you quickly — usually within 1 hour.
Your information is encrypted and never sold. By submitting, you consent to be contacted by a Surest Loans licensed loan officer. See our Privacy Policy.

You’re pre-qualified!

Thank you. A licensed Surest Loans loan officer will reach out within 1 business hour. Check your email for a confirmation.

Can’t wait? Call (213) 867-4223
24 hrs
Pre-approval
turnaround
1 day
Clean file
intake SLA
100%
Wholesale pricing —
no retail markup
<1 hr
LO response
during business hours
CA
DFPI licensed
brokerage

Real people. Real closings.

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★★★★★

“I thought the process would take months. Surest Loans had my pre-approval ready in 18 hours. My loan officer answered every question I had and never rushed me.”

Sarah M.
First-time homebuyer · Los Angeles, CA
Closed in 24 days · Conventional purchase
★★★★★

“Self-employed for 8 years — every lender I tried turned me away. Surest found a bank statement program that worked perfectly for my situation. No stress, clear communication.”

David R.
Business owner · Sacramento, CA
Approved via bank statement program · Non-QM
★★★★★

“Refinanced to lower my rate and pull cash out for renovations. The entire process was handled start-to-finish in 21 days. Transparent fees, no surprises at closing.”

Lisa T.
Homeowner · San Diego, CA
Closed in 21 days · Cash-out refinance

From pre-qual to close — here’s what happens next.

01

Pre-qualify (right now)

Fill out the 60-second form above. No credit pull, no obligation. Tell us your loan purpose and financial picture.

02

Speak with your LO

A licensed California loan officer reaches out within 1 hour. They'll review your options, lock your rate, and collect documents.

03

Close with confidence

Your file goes through our operations machine — clean intake, fast underwriting, clear-to-close in days, not months.

Get your rate quote
in 60 seconds.

No credit pull. No obligation. A licensed loan officer will follow up within 1 business hour.